I read this question and found only comments posted. It was a definite “How do I run my business better” question with a wide range of comments. As I wrote it, I had to imagine how she got in that spot and the picture became clear that she was a novice designer just starting out.
The question was on the wrong SE site. So, I wrote my response as an answer:
At first I wanted to answer your question. But, the more I thought about it, your question is better served at [freelancing.se]. Your business model and client contract skills need help. There is no graphic-design question here to answer.
I got an immediate downvote. I still did not understand why nobody else mentioned taking it to Freelancing, and I said so. (I'm inquisitive and honest.) This was a comment on my answer:
You have commented on OP's question that this should be better on Freelancing.SE, which I think is a fair suggestion. Aside that and meta commentary of "There is no graphic design question here to answer", this only leaves "Your business model and client contract skills need help" as the content of the answer, which I think is too short on details. Please don't use answer to comment. Otherwise, consider edit the answer and expand it
Why is my post which directs her, to what the tags and the question indicate are her concerns, is a comment? I am a fan of community standards, but not attempting to answer legal, business, client-relations, and freelance like it could confused as being about design? Am I too picky for this group? Maybe, but, if I were just starting out – I'd be busting down the door to the Freelance site for client and business help and coming to Graphic Design for technical and design function question. Is that not true?