Many stack exchange websites have a close reason, "Blatantly off-topic"
Money / Finance:
We don't have this though. Was there a particular reason why we seem to be in the minority of SE sites that don't have (actually the only one I've seen)? If not I think we should add it. I often find myself wanting to edit the off-topic reason from "...because this question is about" to read "...because this is not about graphic design."